Jesus and Money

Storing Up Treasure in Heaven

Jesus told his followers not to pile up treasure on earth, where it decays and can be stolen, but to lay up treasure in heaven, which lasts. Then he gave the reason: ‘Where your treasure is, there will your heart be also.’ Your heart follows your investment. So the way to a heart set on God is to invest in what he values: people, mercy, and his kingdom.

What Jesus actually said

“Lay not up for yourselves treasures upon earth, where moth and rust doth corrupt, and where thieves break through and steal: But lay up for yourselves treasures in heaven, where neither moth nor rust doth corrupt, and where thieves do not break through nor steal: For where your treasure is, there will your heart be also.”
Matthew 6:19-21

He is not condemning saving or ownership; he is comparing two portfolios. Earthly treasure is real but perishable and cannot be kept. Heavenly treasure, the good done in love, the people helped, the kingdom served, cannot be lost.

“And he said unto them, Take heed, and beware of covetousness: for a man's life consisteth not in the abundance of the things which he possesseth.”
Luke 12:15

What it means

The hinge is verse 21: ‘Where your treasure is, there will your heart be also.’ Jesus is revealing a law of the soul. We often think our hearts direct our spending, but he says it runs the other way too: put your treasure somewhere and your heart follows it there. Invest in earthly security and your heart will cling to earth; invest in God’s kingdom and your heart will lean toward heaven.

So ‘storing up treasure in heaven’ is not about earning points or buying salvation. It is about using temporary money to do eternal good, generosity to the poor, love for people, service to God, and, in doing so, reshaping your own heart. This is the great practical reason Jesus urges giving: not to impoverish you, but to relocate your heart to where it will finally be safe and satisfied.

Frequently asked questions

What did Jesus mean by storing up treasure in heaven?
Jesus taught not to pile up perishable earthly wealth but to invest in what lasts: good done in love, people helped, God's kingdom served (Matthew 6:19-21). Such 'treasure in heaven' cannot decay or be stolen, and it reshapes the heart toward God.
How do you store up treasure in heaven?
By using temporary money and possessions to do eternal good: generosity to the poor, love and service to others, and devotion to God's kingdom. Jesus said where your treasure is, your heart will follow (Matthew 6:21), so investing in God's priorities draws the heart to God.
Does storing up treasure in heaven mean I can't save money?
No. Jesus is not condemning ownership or wise saving but warning against making earthly wealth your security and treasure. The call is to hold money loosely, keep God first, and invest generously in what lasts, not to neglect providing for your household.

Come and meet him yourself

Jesus did not talk about money to shame the poor or flatter the rich. He talked about it because he wanted our hearts, and money is the thing that most quietly competes for them. The living Christ is not an argument to be won but a Person to be met, and he still draws near to everyone who comes to him with an open hand and an honest heart. Read his own words, watch what he does, and see.

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